HDFC Mid-Cap Oppurtunities Fund: Better Returns Than Bank Deposit

HDFC Medium Term Opportunities Fund

If you are a traditional investor and do not want to risk it in investments then try such as the HDFC Medium Term Opportunities Fund. It is mainly invested in debt, money market instruments and government bonds for not more than 60 months. The scheme was launched in 2010. The returns that have so far come up are better returns than bank deposits.

In 2017, the RBI has reduced interest rates only once. There is still no way to cut interest rates again if you want to keep inflation at 4 percent. On the other hand, there is concern about the Center's goal of achieving the loan deficit. The HDFC Medium Term equity funds can be taken into consideration in the backdrop of a low tide.

A good track record

In terms of revenue, the average annual returns was 8.9 per cent. For three years, 8.3 percent is the average returns and an average of 8.7 percent for 5 years. The interest rate risk for this fund is very limited. Because the bonds of a year and a half to three years are high in the portfolio. Invest in government securities in high rate (AAA) bonds. This reduces credit risk.

The fund is in bonds with a 76% AAA rating. 19 percent allocated for government bonds. HDFC Ltd, Power Finance Corporation, LIC Housing Finance and Bajaj Finance have the highest share of corporate bonds. The value of investments in this fund is about Rs. 13,000 crores.